Edward Jones April 2026 CD Rates

Edward Jones published its April 2026 certificate of deposit rate schedule on its website and through branch advisors. The schedule lists yields for short-term and multi-year CDs available to clients who buy CDs through Edward Jones.

Offerings include bank-issued retail CDs and brokered CDs placed through third-party banks. Yields and minimum deposit requirements vary by issuing bank and product. Purchases must be made through an Edward Jones advisor or the firm’s platform, where each CD’s yield, maturity date, early-withdrawal penalty and FDIC insurance information are disclosed.

The April schedule shows that yields generally rise with longer maturities, though individual bank promotions and brokered pricing produce exceptions. Some CDs are callable, which allows the issuing bank to redeem the CD before maturity; callable terms appear on product disclosures and can change realized returns if a CD is called.

Brokered CDs purchased through Edward Jones may be tradable on a secondary market. Secondary-market prices move with interest rates and can result in gains or losses if a client sells before maturity. Early withdrawal penalties can reduce principal or interest for bank-issued CDs redeemed before maturity.

Investors should check the effective annual yield, whether a CD is transferable or intended to be held to maturity, and any issuer-specific features when comparing rates. FDIC insurance applies to bank-issued CDs up to the standard limits per depositor, per insured bank, for each ownership category.

Edward Jones advisors can place CDs for clients who want to build ladders with staggered maturities or who prefer a single-term CD. The firm’s online rate table and advisors list current advertised rates, which can change frequently and may include time-limited promotional offers.

CDs pay a fixed rate for a set term and interest is taxable as ordinary income unless held in a tax-advantaged account. Investors should review the specific CD disclosures, confirm FDIC coverage for the issuing bank and discuss how a CD purchase fits with their liquidity needs and portfolio objectives.