Citibank Revises Savings APYs Across Products in April

Citibank updated interest rates on savings accounts in April 2026, changing posted annual percentage yields for customers nationwide. Notices and revised rate tables appeared on the bank's website and in account disclosures.

The revisions apply to standard Citibank Savings accounts, the bank's higher-yield online savings option and relationship-based tiers that set rates by combined deposit and investment balances. The new APYs took effect on the dates shown in Citibank's customer communications and apply to balances from those effective dates.

Variable-rate savings accounts are adjusted to the bank's posted rates. Promotional or time-limited offers remain in effect for the stated promotional period. Customers with variable APYs will see updated rates on account statements and in online account summaries after the effective date listed by the bank.

Citibank notified customers by electronic messages and updated its online rate sheet. Branch representatives and online support channels are available to answer account-specific questions. Customers seeking exact rates for specific accounts or balance tiers should consult the posted rate sheet or contact customer service.

The bank tied the April revisions to recent short-term market interest rate changes and routine pricing reviews for deposit products. Citibank's relationship-rate structure continues to link higher yields to qualifying balances and account relationships, allowing eligible customers to receive higher tiered rates as described in account disclosures.